Farmaseutti's net salary and taxation in Finland 2026. Calculate your exact net pay in different municipalities.
Pharmacists complete a three-year bachelor's degree at the universities of Helsinki or Eastern Finland. The profession is licensed — Fimea maintains the register — and operates within Finland's legally protected pharmacy monopoly: only licensed pharmacists with a further master's degree (proviisori) can own a pharmacy.
Yliopiston Apteekki is the largest single employer; private pharmacies, hospital pharmacies, and pharmaceutical companies make up the rest. The Apteekki-TES collective agreement sets base pay starting below €2,900/month, rising with seniority. Advancing to proviisori — requiring a master's degree — raises earnings to roughly €4,000–4,800/month and opens ownership and management paths.
| Gross salary | Helsinki 5,3 % | Tampere 7,6 % | Oulu 8,1 % |
|---|---|---|---|
| 2 560 €/kk | 1 855 € | 1 804 € | 1 793 € |
| 3 200 €/kk | 2 264 € | 2 198 € | 2 184 € |
| 3 840 €/kk | 2 620 € | 2 538 € | 2 521 € |
State tax
448 €
14 %
Municipal tax
137 €
4,3 %
Pension (TyEL)
234 €
7,3 %
Health insurance
63 €
2 %
§ QUICK CALC · SALARY
Net salary / mo
2 290 €
Effective tax rate
28,4 %
Helsinki · under 53 · no church tax
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