Farmaseuttin palkka

Farmaseutti's net salary and taxation in Finland 2026. Calculate your exact net pay in different municipalities.

3 200 €Gross/mo
2 264 €Net/mo (Helsinki)
29,3 %Tax rate

Pharmacists complete a three-year bachelor's degree at the universities of Helsinki or Eastern Finland. The profession is licensed — Fimea maintains the register — and operates within Finland's legally protected pharmacy monopoly: only licensed pharmacists with a further master's degree (proviisori) can own a pharmacy.

Yliopiston Apteekki is the largest single employer; private pharmacies, hospital pharmacies, and pharmaceutical companies make up the rest. The Apteekki-TES collective agreement sets base pay starting below €2,900/month, rising with seniority. Advancing to proviisori — requiring a master's degree — raises earnings to roughly €4,000–4,800/month and opens ownership and management paths.

Net salary in different municipalities

Gross salaryHelsinki
5,3 %
Tampere
7,6 %
Oulu
8,1 %
2 560 €/kk1 855 €1 804 €1 793 €
3 200 €/kk2 264 €2 198 €2 184 €
3 840 €/kk2 620 €2 538 €2 521 €

Tax breakdown (3 200 €/kk, Helsinki)

State tax

448 €

14 %

Municipal tax

137 €

4,3 %

Pension (TyEL)

234 €

7,3 %

Health insurance

63 €

2 %

§ QUICK CALC · SALARY

€

Net salary / mo

2 290 €

Effective tax rate

28,4 %

Helsinki · under 53 · no church tax

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