Fysioterapeutti's net salary and taxation in Finland 2026. Calculate your exact net pay in different municipalities.
Physiotherapists complete a 3.5-year polytechnic degree; the title is protected and registered by Valvira. The employer landscape is broad: public hospitals and health centers, private clinics, occupational health, and sports clubs.
Public sector pay under KVTES runs €3,000–3,600/month. Private employers — Mehiläinen, Synlab, and independent clinics — pay similarly or slightly more, particularly in occupational health. Specializations in manual therapy, neurological rehabilitation, or sports physiotherapy improve both pay and employability. A significant share of physiotherapists work as self-employed, where income can rise considerably. The field sees steady demand driven by an aging population and growing emphasis on occupational health.
| Gross salary | Helsinki 5,3 % | Tampere 7,6 % | Oulu 8,1 % |
|---|---|---|---|
| 2 720 €/kk | 1 962 € | 1 907 € | 1 895 € |
| 3 400 €/kk | 2 376 € | 2 305 € | 2 290 € |
| 4 080 €/kk | 2 748 € | 2 661 € | 2 642 € |
State tax
503 €
14,8 %
Municipal tax
147 €
4,3 %
Pension (TyEL)
248 €
7,3 %
Health insurance
67 €
2 %
§ QUICK CALC · SALARY
Net salary / mo
2 404 €
Effective tax rate
29,3 %
Helsinki · under 53 · no church tax
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