Hammaslääkäri's net salary and taxation in Finland 2026. Calculate your exact net pay in different municipalities.
Dentists in Finland complete a 5.5-year degree (hammaslääketieteen lisensiaatti) at the universities of Helsinki, Turku, or Oulu — an EU-recognized qualification that allows practice across Europe. The profession splits cleanly between public and private.
Public terveyskeskus positions pay around €5,500–6,500/month under KVTES. Private clinics — Oral, Pihlajalinna, Coronaria — often operate on a commission or revenue-share model, where a full appointment book can push earnings well above the public sector benchmark. Specializations in orthodontics or oral surgery command premium rates. The public sector faces a persistent dentist shortage, unable to compete on pay with private chains.
| Gross salary | Helsinki 5,3 % | Tampere 7,6 % | Oulu 8,1 % |
|---|---|---|---|
| 4 880 €/kk | 3 172 € | 3 066 € | 3 043 € |
| 6 100 €/kk | 3 776 € | 3 640 € | 3 611 € |
| 7 320 €/kk | 4 380 € | 4 215 € | 4 180 € |
State tax
1 370 €
22,5 %
Municipal tax
281 €
4,6 %
Pension (TyEL)
445 €
7,3 %
Health insurance
121 €
2 %
§ QUICK CALC · SALARY
Net salary / mo
3 829 €
Effective tax rate
37,2 %
Helsinki · under 53 · no church tax
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