Salaries by profession→Luokanopettaja

Luokanopettajan palkka

Luokanopettaja's net salary and taxation in Finland 2026. Calculate your exact net pay in different municipalities.

3 600 €Gross/mo
2 488 €Net/mo (Helsinki)
30,9 %Tax rate

Finnish primary school teachers are among the few in the world required to hold a master's degree — a five-year program at a university faculty of education, with competitive admission. This distinguishes Finland's teacher training globally.

Nearly all luokanopettajat work for municipalities, with OAJ negotiating pay under KVTES. Monthly salary runs €3,200–4,000 depending on experience; summer holidays are factored into the annual salary rather than paid separately. The profession is highly regarded and competitive to enter, even though pay doesn't fully reflect the education level required. Job security is strong. Advancing to special education teacher or headteacher raises pay considerably.

Net salary in different municipalities

Gross salaryHelsinki
5,3 %
Tampere
7,6 %
Oulu
8,1 %
2 880 €/kk2 069 €2 010 €1 997 €
3 600 €/kk2 488 €2 413 €2 397 €
4 320 €/kk2 876 €2 783 €2 763 €

Tax breakdown (3 600 €/kk, Helsinki)

State tax

559 €

15,5 %

Municipal tax

157 €

4,4 %

Pension (TyEL)

263 €

7,3 %

Health insurance

71 €

2 %

§ QUICK CALC · SALARY

€

Net salary / mo

2 518 €

Effective tax rate

30,1 %

Helsinki · under 53 · no church tax

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