Salaries by professionLuokanopettaja

Luokanopettajan palkka

Luokanopettaja's net salary and taxation in Finland 2026. Calculate your exact net pay in different municipalities.

3 600 €Gross/mo
2 488 €Net/mo (Helsinki)
30,9 %Tax rate

Finnish primary school teachers are among the few in the world required to hold a master's degree — a five-year program at a university faculty of education, with competitive admission. This distinguishes Finland's teacher training globally.

Nearly all luokanopettajat work for municipalities, with OAJ negotiating pay under KVTES. Monthly salary runs €3,200–4,000 depending on experience; summer holidays are factored into the annual salary rather than paid separately. The profession is highly regarded and competitive to enter, even though pay doesn't fully reflect the education level required. Job security is strong. Advancing to special education teacher or headteacher raises pay considerably.

Net salary in different municipalities

Gross salaryHelsinki
5,3 %
Tampere
7,6 %
Oulu
8,1 %
2 880 €/kk2 0692 0101 997
3 600 €/kk2 4882 4132 397
4 320 €/kk2 8762 7832 763

Tax breakdown (3 600 €/kk, Helsinki)

State tax

559

15,5 %

Municipal tax

157

4,4 %

Pension (TyEL)

263

7,3 %

Health insurance

71

2 %

§ QUICK CALC · SALARY

Net salary / mo

2 518

Effective tax rate

30,1 %

Helsinki · under 53 · no church tax

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