Sairaanhoitaja's net salary and taxation in Finland 2026. Calculate your exact net pay in different municipalities.
Nurses in Finland work predominantly in the public sector — hospitals, health centers, and home care — under collective agreements negotiated by unions Tehy and Super. Starting salaries run around €2,800–3,000/month, rising with experience and specialization. Shift premiums add meaningfully to take-home pay.
The degree is a 3.5-year polytechnic program, and practicing requires a Valvira license. Specializations in intensive care or surgical wards improve both pay and job prospects. Finland faces a structural nursing shortage, with more vacancies than applicants in most regions year-round. Some municipalities offer recruitment bonuses. Pay has trailed other degree-requiring fields, which drives ongoing union negotiations and some emigration to better-paying Nordic neighbors.
| Gross salary | Helsinki 5,3 % | Tampere 7,6 % | Oulu 8,1 % |
|---|---|---|---|
| 2 760 €/kk | 1 989 € | 1 933 € | 1 921 € |
| 3 450 €/kk | 2 404 € | 2 332 € | 2 317 € |
| 4 140 €/kk | 2 780 € | 2 691 € | 2 672 € |
State tax
517 €
15 %
Municipal tax
150 €
4,3 %
Pension (TyEL)
252 €
7,3 %
Health insurance
68 €
2 %
§ QUICK CALC · SALARY
Net salary / mo
2 432 €
Effective tax rate
29,5 %
Helsinki · under 53 · no church tax
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